3Ms (Make. Maintain. Multiply) – From Earning to Thriving. 3Ms is a power packed two months programme designed to help school leavers, job seekers, and entry level professionals take control of their financial future. Through hands on learning, workshops, and real life case studies, participants will gain essential skills in earning, managing, and growing money. From building income streams and mastering budgeting to exploring investments and long term wealth strategies, this program offers a complete foundation in financial literacy equipping learners with the confidence and tools to thrive financially.